IMF approves $156.2 mln loan to Malawi

[ [ [['Connery is an experienced stuntman', 2]], 'http://yhoo.it/KeQd0p', '[Slideshow: See photos taken on the way down]', ' ', '630', ' ', ' ', ], [ [['Connery is an experienced stuntman', 7]], ' http://yhoo.it/KpUoHO', '[Slideshow: Death-defying daredevils]', ' ', '630', ' ', ' ', ], [ [['know that we have confidence in', 3]], 'http://yhoo.it/LqYjAX ', '[Related: The Secret Service guide to Cartagena]', ' ', '630', ' ', ' ', ], [ [['We picked up this other dog and', 5]], 'http://yhoo.it/JUSxvi', '[Related: 8 common dog fears, how to calm them]', ' ', '630', ' ', ' ', ], [ [['accused of running a fake hepatitis B', 5]], 'http://bit.ly/JnoJYN', '[Related: Did WH share raid details with filmmakers?]', ' ', '630', ' ', ' ', ], [ [['accused of running a fake hepatitis B', 3]], 'http://bit.ly/KoKiqJ', '[Factbox: AQAP, al-Qaeda in Yemen]', ' ', '630', ' ', ' ', ], [ [['have my contacts on or glasses', 3]], 'http://abcn.ws/KTE5AZ', '[Related: Should the murder charge be dropped?]', ' ', '630', ' ', ' ', ], [ [['have made this nation great as Sarah Palin', 5]], 'http://yhoo.it/JD7nlD', '[Related: Bristol Palin reality show debuts June 19]', ' ', '630', ' ', ' ', ], [ [['have made this nation great as Sarah Palin', 1]], 'http://bit.ly/JRPFRO', '[Related: McCain adviser who vetted Palin weighs in on VP race]', ' ', '630', ' ', ' ', ], [ [['A JetBlue flight from New York to Las Vegas', 3]], 'http://yhoo.it/GV9zpj', '[Related: View photos of the JetBlue plane in Amarillo]', ' ', '630', ' ', ' ', ], [ [['the 28-year-old neighborhood watchman who shot and killed', 15]], 'http://news.yahoo.com/photos/white-house-stays-out-of-teen-s-killing-slideshow/', 'Click image to see more photos', 'http://l.yimg.com/cv/ip/ap/default/120411/martinzimmermen.jpg', '630', ' ', 'AP', ], [ [['He was in shock and still strapped to his seat', 6]], 'http://news.yahoo.com/photos/navy-jet-crashes-in-virginia-slideshow/', 'Click image to see more photos', 'http://l.yimg.com/cv/ip/ap/default/120406/jet_ap.jpg', '630', ' ', 'AP', ], [ [['xxxxxxxxxxxx', 11]], 'http://news.yahoo.com/photos/russian-grannies-win-bid-to-sing-at-eurovision-1331223625-slideshow/', 'Click image to see more photos', 'http://l.yimg.com/a/p/us/news/editorial/1/56/156d92f2760dcd3e75bcd649a8b85fcf.jpeg', '500', ' ', 'AP', ] ]

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Source: http://news.yahoo.com/imf-approves-156-2-mln-loan-malawi-090017406.html

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AP to Josh Fox: Fracking Does Not Cause Breast Cancer | Marcellus ...

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Wow, something we never thought we would see: The Associated Press skewers Josh Fox (Gasland and The Sky is Pink), exposing the lie he spreads that breast cancer rates are higher in the Barnett Shale in Texas because of fracking. The truth is, breast cancer rates in that area are not higher than other areas of the state or country. Oh oh Josh, don?t look now, but your lies are being exposed by your pals in the mainstream media.

The AP story starts out this way:

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1. Leftist PRWatch Claims Fracking Causes Breast Cancer
2. 2012-06-14 Anti-Fracking Rally with Josh Fox ? Columbus, OH
3. Josh Fox Bullies Filmmaker, Decides to Make Own Documentary
4. Josh Fox Releases Short Movie Targeting Gov. Andrew Cuomo

willisja on July 23, 2012 | Filed Under Hydraulic Fracturing, Industrywide Issues

Source: http://marcellusdrilling.com/2012/07/ap-to-josh-fox-fracking-does-not-cause-breast-cancer/

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How Apple's phantom taxes hide billions in profit

NEW YORK (AP) ? On Tuesday, Apple is set to report financial results for the second quarter. Analysts are expecting net income of $9.8 billion. But whatever figure Apple reports won't reflect its true profit, because the company hides some of it with an unusual tax maneuver.

Apple Inc., already the world's most valuable company, understates its profits compared with other multinationals. It's building up an overlooked asset in the form of billions of dollars, tucked away for tax bills it may never pay.

Tax experts say the company could easily eliminate these phantom tax obligations. That would boost Apple's profits for the past three years by as much $10.5 billion, according to calculations by The Associated Press.

While investors might rejoice if Apple suddenly added $10.5 billion to its profits, unilaterally erasing a massive U.S. tax obligation could tarnish its reputation as a relatively responsible payer of U.S. taxes. Instead, the company is lobbying to change U.S. law so that it can erase its liabilities in a less conspicuous fashion. The issue has become part of the presidential campaign.

Like other companies, Apple typically keeps profits on overseas sales in overseas accounts. When someone buys an iPad in Paris or Sydney, for instance, the profit stays outside the United States.

Apple may pay some corporate income taxes on that profit to the country where it sells the iPad, but it minimizes these by using various accounting moves to shift profits to countries with low tax rates. For example the strategy known as "Double Irish With a Dutch Sandwich," routes profits through Irish and Dutch subsidiaries and then to the Caribbean.

When it comes to using creative tax techniques, Apple is no different from other multinational corporations, says Robert Willens, an independent accounting expert.

And just like other corporations, Apple leaves cash overseas. If it brought it home to the U.S., it would have to pay federal income taxes on the money (though it would get a credit for foreign taxes already paid). In Apple's case, those overseas accounts have grown to a staggering $74 billion ? equal to the market value of Citigroup Inc.

The money is accumulating overseas because corporations are counting on lower U.S. tax rates in the future. At 35 percent, the U.S. corporate tax rate is among the highest for developed countries. In 2004, Congress enacted a one-year "tax holiday" for overseas earnings, and multinationals are hoping for a repeat of that. Presidential candidate Mitt Romney wants to permanently eliminate federal taxes on overseas profits. President Barack Obama attacked that idea last week, saying it won't create U.S. jobs, like the Romney campaign contends.

Where Apple does differ from other companies is that it sets aside a portion of these overseas profits, marking them as subject to U.S. taxes sometime in the future. Essentially, it's saying "this is money that we'll likely have to pay U.S. federal income taxes on" because we intend to repatriate it, says Willens.

But because Apple doesn't actually bring the profits into U.S. accounts, it doesn't pay the taxes. Instead, it records a tax liability. When Apple reports quarterly results, it subtracts these liabilities from its profits, even though it hasn't actually paid the taxes.

The liabilities accumulate, and as Apple's profits grow, they're piling up faster and faster.

"When you capitalize that into the future, it might be tens of billions of dollars," said Martin Sullivan, an economist with Tax Analysts, a nonprofit publisher.

The company had a net $6 billion of tax liabilities at the end of September, the last reported figure. It's had two blow-out quarters since then and is expected to report another one Tuesday. Based on reported and expected profits for the last three quarters, the liabilities can be estimated at around $10.5 billion.

Apple declined to comment on the specifics of its tax strategies or why it records tax liabilities that other multinationals avoid.

"Apple has conducted all of its business with the highest of ethical standards, complying with applicable laws and accounting rules," the Cupertino, Calif., company said in a statement.

Yet Apple has made clear that it has no intention of repatriating its profits from overseas at the current U.S. tax rate. When CEO Tim Cook announced that the company would start paying a dividend this summer, he said the board determined the size of the dividend solely by looking at the amount of cash the company has in U.S. accounts.

"We do not want to incur the tax cost to repatriate the foreign cash at this time," Chief Financial Officer Peter Oppenheimer told investors in March.

Apple's net tax liabilities started building three years ago, when its sales started rocketing because of the iPhone. In that time, the company has reported a total of $69 billion in net income. If it had applied the same accounting practices as other multinational technology companies, and not marked some overseas profits as subject to U.S. taxes, its profits would have been about $78 billion, or 13 percent higher.

The boost to net income could mean a boost to the stock, since companies are usually valued on their earnings. If investors were to value Apple based on the last 12 months of earnings, with the tax liabilities added to earnings, the stock might be 13 percent higher.

Willens and Sullivan say that Apple could erase its liabilities by considering the profits "permanently reinvested" overseas, acknowledging that they will never be brought home. That would erase the tax liability, but it could make Apple look like a less responsible corporate citizen.

"I doubt they're going to do that on their own, because they don't want to be set up for criticism," said Willens.

Groups such as Citizens for Tax Justice compile lists of the tax rates corporations report. Apple looks like a relatively good taxpayer on such lists, with a 24 percent rate. But Apple doesn't actually pay the 24 percent, since it isn't repatriating its overseas profits. The actual taxes Apple pays are 13 percent of profits, as computed by Sullivan. That's a relatively low rate compared with other multinationals.

But keeping the money overseas limits what Apple can do with it. It means, for instance, that Apple can't use it to buy another U.S. company, or give it to shareholders.

To get the money home without paying full U.S. taxes on it, the company advocates a change in U.S. tax law. It's a member of Working to Invest Now in America, or WinAmerica. The coalition is lobbying for two congressional bills that would temporarily reduce the tax rate on such earnings to 5.25 percent. That would encourage the repatriation of some of the $1.4 trillion in cash that U.S. companies have sitting in overseas accounts, the group says.

The temporary tax amnesty enacted in 2004, resulted in hundreds of billions being brought home to the U.S. But according to the Congressional Research Service, it didn't create jobs or stimulate the economy, as had been hoped.

Google Inc., Oracle Corp., Microsoft Corp. and Cisco Systems Inc. are also members of WinAmerica, but none of them stand to gain as much as Apple from a tax amnesty, because they have less cash overseas.

Source: http://feeds.sfgate.com/click.phdo?i=3c9a301f482dbec58d0d108b28057d0c

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Investing in Stocks 101

July 22, 2012 10:04 am admin Investing

Stocks are also known as equities. Equities are a semi-liquid investment, this means that money can be moved into and out of stocks pretty easily.?Stocks?are generally considered to be a risky investment, however there are ways that you can invest in stocks and make a large return. Options are contracts to buy or sell stock at a given price (?strike price?) these contracts can help prevent loss, but also bear a risk of their own. Options contract trading should be left to the skilled investor, who knows what he or she is doing. The more skill you obtain in trading stocks, the larger your return prospective can be.?

Source: http://www.downtownlakezurich.org/investing/investing-in-stocks-101/

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User:EspinoOakes29 - BoaterWiki

From BoaterWiki

Helpful Tips And Advice For Home Improvement

Home improvement is a great way to make your home look brand new. You can make your walls have more life with a new coat of paint, save money on heating costs by adding more insulation, and other things. If you would like advice on home improvement, then read this article.

Make sure that any contract you sign when buying a home has your interests at heart. You need to have time to get financing, arrange a home inspection and discuss any problems in the home that may need repair. A contract that is written to protect you, is essential in giving you peace of mind and allowing you to enjoy your new home.

Make use of your local re-use center for great deals on home improvement supplies. From remnants of new materials to used appliances, furniture, fixtures and more, these centers resell products donated to them by builders or renovators. They often donate a portion of their proceeds to charity, too, so you can fix up your home, recycle, and help a good cause all at the same time.

Roofing

You can install your metal roofing right over top of old asphalt tiles. This will save you time and money because you will not have costs involved in the removal. But if there are more than two layers they will have to be removed first.

Make sure to have your home inspected before starting any major renovations. Checking for roofing issues, termites, electrical issues and plumbing beforehand can save you a lot of trouble down the road. Finding issues like these when you are halfway through a renovation process can be a nightmare on your budget.

One type of roof vent you can use with metal roofing would be one made of ABS plastic. They normally come in the same color of the metal you will be using. They are easy to install with metal screws and stand up well when you are considering the elements.

Use an old, dirty paint roller to clean the gutters on your house. The old paint roller that you have deemed unusable will quickly and easily clean your dirty gutters. Attach the roller to an extended handle. Then simply remove debris and leaves by sliding it along the gutter.

Use an old, dirty paint roller to clean the gutters on your house. The old paint roller that you have deemed unusable will quickly and easily clean your dirty gutters. Attach the roller to an extended handle. Then simply remove debris and leaves by sliding it along the gutter.

Home improvement are ongoing projects that are meant to keep your house and property in the best possible condition. One thing that is often forgotten about are the gutters on your roof. Semi-annual cleaning of the gutters will make sure that rain water will drain properly and not cause leakage problems.

Remember when doing a massive home renovation that the inside is not the only area that needs attention. Sure the inside of the home is a big factor in a major home improvement plan, but neglecting the outside will lead to expensive repairs down the road. Look at the roof, siding, paint, and gutters for any signs they need replacing.

Gutters, downspouts and chimneys sometimes get overlooked during yearly maintenance and home improvements. These are important aspects of the home and they need to be cleaned and maintained to be sure they are working properly. A dirty chimney presents a very real fire hazard, and letting your downspouts and gutters get clogged can cause water intrusion and serious structural problems.

It is common for gutters, eaves and chimneys to be neglected when home improvement tasks are planned. Inspect your gutters and chimneys at least once a year, and make repairs if you need to. A dirty chimney presents a very real fire hazard, and letting your downspouts and gutters get clogged can cause water intrusion and serious structural problems.

The above tips are meant to be a helpful tool on your journey to home improvement success. Home improvement skills are a wonderful tool in any home owner's toolbox. Taking care of small jobs now, can avoid costly, larger breakdowns later. Take back your property with your new knowledge of home improvement!

Source: http://autoboof.com/wiki/index.php/User%3AEspinoOakes29

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Suspect James Holmes Planned Attack For Weeks

Authorities say 'Dark Knight Rises' shooter began legally purchasing weapons and ammunition in May.
By Amy Wilkinson

James Holmes
Photo: Colorado University

Source: http://www.mtv.com/news/articles/1690155/dark-knight-shooting-james-holmes-planned-weeks.jhtml

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Defending Your Kids From Electric Injury-Electrician Hornsby

If you have youngsters, then you are well conscious of the extreme fascination that they keep for all factors. This is especially real of apparently wonderful gadgets, such as light changes, electrical shops and all of your technology. Consequently,

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If you have youngsters, then you are well conscious of the extreme fascination that they keep for all factors. This is especially real of apparently wonderful gadgets, such as light changes, electrical shops and all of your technology. Consequently, any entry to these utilizes can present a certain threat to an accidental inquisitive kid. One of the main risks of electrical shops is a kid's wish to keep factors into them. Whether they mishandled a connect, or decide to keep your important factors into the plug, electrical shops can be alarmingly attractive to children.

One of the simplest ways to secure children from electrical shops is to retrofit every plug in your house with a connect secure. These come in a wide range of designs, developed to fit your needs. The most primary secure is a little nasty connect that is placed into each store. These protects, which can be challenging for even a mature to eliminate, are an actual life saver. Not only do they secure children from electrical damage, but they also give you the comfort that youngsters will not unintentionally electrocute themselves.

For more innovative programs, you can set up recently developed mess proof shops. These shops, which are required in many places for new development, implement spring-loaded protects for all shops. Whenever you are using the store, the comes are launched, enabling you to use the store as regular. As soon as the connect has been eliminated from the store, the protects breeze returning into place and are very challenging of the to function. Furthermore, both comes must be triggered at the same time in order for the secure to function. Consequently, they are nearly difficult for a kid to start.

In inclusion to obstructing the shops themselves, you should also be very conscious of the place of your electrical items. This is especially real of tv and other hefty equipment. If your tv rests on top of a high enjoyment system, for example, you will want to take additional protection measures to make sure that it does not tip, dropping on top of anyone at the front side of it. It can be very appealing for little ones to take on cables, which can gradually cause to dropping gadgets. Not only does this jeopardize children and everyone around them, but it can also be very destructive to your gadgets.

The inquisitive stage of child years is one of the most traumatic and hardships for any mother or father. With a few simple protection measures, however, you can very easily increase the overall protection of your house. Because entry to power is both necessary and dangerous, it is important to be able to accessibility it when necessary, while protecting the from it. Once you do this, you can sit returning, rest and take in easy, understanding that there is one less thing for children to get damage by.

About the Submitter
If you are having electrical trouble you need to hire a professional electrician to deal with the issue. It is strongly advised that you don't perform any electrical work on your own. If you live in Sydney then you need to look for http://www.avidelectrical.com.au/electrician-hornsby.html .Finding Electrical Contractors Sydney is easy if you know where to look.

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